Turn on/off interest-free and fixed installment configurations
Merchants can turn on/off this option using Ecart Pay user interface and also through API Calls.
IMPORTANTTo follow the steps below, it is essential to have the corresponding Authorization Token. For more information, please refer to the following documentation page: Authorization Token
Turn on/off interest-free and deferred payments
Visit our API Reference to test this endpoint.
Endpoint
POST https://ecartpay.com/api/cards/msi/activatePOST https://sandbox.ecartpay.com/api/cards/msi/activate(Sandbox only)
Headers
Authorization: token
Request Payload
is_active: true or false.
Examples
Request
curl 'https://sandbox.ecartpay.com/api/cards/msi/activate' \
-H 'authorization: eyJhbGciOiJIUzUxMiIsInR5cCI6IkpXVCJ9...' \
-H 'content-type: application/json' \
--data-raw '{"is_active":true}'Response
{
"id": "68d17961e35e6df72dd5d5ba",
"account_id": "68a4c3150b28a9584305a2a6",
"gateway": "ecartpay",
"brands": [],
"installments": [],
"institutions": [],
"is_active": true,
"commissions": [
{
"installments": 3,
"rate": 3.5,
"minimum_amount": 399,
"maximum_amount": 50000,
"currency": "MXN",
"start_date": "2024-12-09T00:00:00.000Z",
"is_active": true,
"fixed_installments": false,
"id": "68d57a4d03cbd12a8bf733d4"
},
{
"installments": 6,
"rate": 5.5,
"minimum_amount": 600,
"maximum_amount": 50000,
"currency": "MXN",
"start_date": "2024-12-09T00:00:00.000Z",
"is_active": true,
"fixed_installments": false,
"id": "68d57a4d03cbd12a8bf733d5"
},
{
"installments": 9,
"rate": 7.5,
"minimum_amount": 900,
"maximum_amount": 50000,
"currency": "MXN",
"start_date": "2024-12-09T00:00:00.000Z",
"is_active": true,
"fixed_installments": false,
"id": "68d57a4d03cbd12a8bf733d6"
},
{
"installments": 12,
"rate": 13,
"minimum_amount": 1200,
"maximum_amount": 50000,
"currency": "MXN",
"start_date": "2024-12-09T00:00:00.000Z",
"is_active": true,
"fixed_installments": false,
"id": "68d57a4d03cbd12a8bf733d7"
},
{
"installments": 18,
"rate": 18.25,
"minimum_amount": 1800,
"maximum_amount": 50000,
"currency": "MXN",
"start_date": "2024-12-09T00:00:00.000Z",
"is_active": true,
"fixed_installments": false,
"id": "68d57a4d03cbd12a8bf733d8"
}
],
"amex_rates": {
"3": 3.25,
"6": 6.25,
"9": 8.25,
"12": 10.25,
"15": 13.25,
"18": 15.25,
"21": 17.25,
"24": 19.25
},
"amex_fixed_installments": false,
"created_at": "2025-09-22T16:29:21.222Z",
"updated_at": "2025-09-25T17:40:17.631Z"
}Using Ecart Pay UI
Alternatively, you can activate or deactivate these options with the button located in the Installment payment settings, as shown below.
Updated 5 days ago